My Oral Village Publishes Oral Financial Numeracy
Building on research in Oral information management tools (2014), My Oral Village announces the publication of new research into oral cognitive capabilities and practices as they affect financial inclusion. The paper, entitled Oral financial numeracy: a hypothesis and...Oral Financial Numeracy in Tanzania: An Exploratory Study
Oral Financial Numeracy in Tanzania: An Exploratory Study is a vital milestone for My Oral Village in our fight for global financial inclusion. Financial practitioners have long assumed that even illiterate people can read and use numeric information. After all, they...Briefing Note: Oral Financial Numeracy
As part of a larger study of oral financial numeracy, My Oral Village conducted a study of numeracy among 80 illiterate adults, mostly female users of financial services, in Cambodia and Tanzania in 2015. This 5-page Briefing Note summarizes the results of the study,...Financial Numeracy App for Savings Groups
In collaboration with a management engineering team from the University of Waterloo, My Oral Village has completed a financial numeracy app designed for use by savings groups. The first version, based on field research in Tanzania, is ideally adapted for use in East...OTC Payments: ‘Legacy’ Issues in Information Management
The mobile payment movement has made it easier for millions of people to send money to their family, friends and business partners world-wide. It has the potential to revolutionize the way we transfer funds, whether we migrate from there to cryptocurrencies and the...Why Won’t He Use a Map? The Enigma of Oral Culture
Take a taxi in almost any city in the developing world, and you will encounter oral culture. If the driver can’t find your aunt’s house, he will ask along the way. He’ll stop to talk to street-side vendors, rickshaw or motorbike drivers waiting for fares, and...Principles of OIM Design
“Because there is no culture-free behavior, there can be no culture-free competence.”[1] — John W. Berry Oral information management (OIM) tools and solutions are intended to enable transactions and clear markets in a situation where that has proved remarkably...A Multi-Digit Divide? Building Basic Financial Numeracy
Earlier this year The Economist proclaimed the coming “Planet of the Phones.” Predicting that “by 2020 80% of adults will have a supercomputer in their pocket,” it added that smartphone ownership could bring large populations into the financial systems of developing...OTC: ‘Over-the-counter’ or ‘oral transaction costs’?
There has been much discussion recently about the ‘over-the-counter’ (OTC) practices that are subverting financial inclusion in many developing countries (see for example this recent talk between Graham Wright and Dr. Pawan Bakhshi and this 2013 blog on mobile money...
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